LIFE INSURANCE AND TERM LIFE INSURANCE

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Life Insurance & Term Life Insurance

As the name suggests, Life Insurance secures your life from financial losses, which occurred due to the unexpected or premature death of the insurer. In life insurance, the insurer pays a fixed amount of money in the form of premium, to the insurance company,

In return for which company promises to pay a certain sum of money to the family or legal heir of the insurer, on his death or mis-happening. The money the company pays depends upon the contract and premium paid by the insurer. Call us now, your Life Insurance Agent to ensure you and your beloved family.

Term life Insurance is the simplest and purest form of life insurance. It provides financial protection to your family at the most affordable rates. With term insurance, you can get a large amount of life cover (i.e. sum assured) at a relatively low premium rate.

You will do anything for the ones you love. Thinking about why you need life insurance can be an emotional and stressful task. However, life insurance is one of the most responsible decisions you can make to help ensure that your spouse, children or other loved ones can continue to enjoy the quality of the life they deserve.

Reasons For Taking Life Insurance

Life coverage

Life Insurance provides life cover to the policyholder, for securing adverse financial consequences or death of the insurer. It may be in the form of critical illness, partial or total disability.

Death benefits

Life Insurance provides secure future to the family of the policyholder, in case of his uncertain death. In case of death, the insurance company pays the full amount (amount + bonus) to the beneficiary.

Tax benefits

under section 80 C of Income Tax Act, life insurance amount up to the limit of Rs. 100000.

Bonus on investment

most of the insurance policy give bonus amount along with the actual amount at the time of maturity. The bonus amount is quite good, which is not available in any other kind of investment.

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